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NELH practice questions - frequently asked questions

Plain answers about how NELH Exam Prep works: the exam, the questions, pricing, the free trial, and what you actually get.

No - and you should be wary of any site claiming otherwise. Every question here is original, written to mirror the style, difficulty, and judgment the real NELH exam tests. Each one comes with a plain-language explanation of why the right answer is right and the others aren't.

The NELH exam spans 16 domains: Insurance Regulation (15% of the exam); General Insurance (10% of the exam); Life Insurance Basics (8% of the exam); Life Insurance Policies (9% of the exam); Life Insurance Policy Provisions, Options and Riders (9% of the exam); Annuities (6% of the exam); Federal Taxation of Life Insurance and Annuities (4% of the exam); Customer Relations and Privacy (1% of the exam); Sickness and Accident Risk and Underwriting (8% of the exam); Individual Accident and Sickness Insurance Policy General Provisions and Clauses (6% of the exam); Disability (3% of the exam); Medical Plans (6% of the exam); Group Plans (6% of the exam); Dental Insurance (2% of the exam); Insurance for Senior Citizens and Individuals with Special Needs (5% of the exam); Federal Tax Considerations for Sickness and Accident Insurance (2% of the exam). Every practice question on this site is tagged to one of these domains.

The domains are not weighted equally on the exam. By share of the marks: Insurance Regulation 15%; General Insurance 10%; Life Insurance Policies 9%; Life Insurance Policy Provisions, Options and Riders 9%; Life Insurance Basics 8%; Sickness and Accident Risk and Underwriting 8%; Annuities 6%; Individual Accident and Sickness Insurance Policy General Provisions and Clauses 6%; Medical Plans 6%; Group Plans 6%; Insurance for Senior Citizens and Individuals with Special Needs 5%; Federal Taxation of Life Insurance and Annuities 4%; Disability 3%; Dental Insurance 2%; Federal Tax Considerations for Sickness and Accident Insurance 2%; Customer Relations and Privacy 1%.

The NELH exam has 150 questions and is completed in 2 hours 30 minutes. Our timed practice mirrors that length and pacing, so exam day feels familiar.

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